The latest iPhone series has just been launched so that you plan to use some amount of your salary to buy it. Although your current iPhone still works very well, just like other people, you must be quite obsessed to have the new one on your hands. This is the behaviour of buying what you want instead of what you need. In fact, you do not really need to buy the latest series of iPhone to make everything right. Everything runs well instead of buying the latest series of iPhone, but you really want to buy it. You likely cannot wait to flash your credit card on card payment machine.
It is such ironic that you are so extravagant while you have not prepared anything about your long term goals. If you really prepare for your long term goals such as a wedding, perhaps, you are quite aware of controlling your spending. You tend to decide to live in a simple style by avoiding spending your money on unnecessary things. By this way, it is possible for you to collect enough amount of your money for the preparation of your wedding.
If you always keep chasing your long term goals, you must be quite aware of saving your money. This is why your mother is quite strict to control the monthly expenses. In this case, some useful tips feel likely quite necessary for you.
For instance, it is much recommended for you to buy a water filter at home. By this way, you do not need to buy bottled water. This must save your monthly bill although you have to spend some amount of your money to purchase the filter. However, you really need to take care of the filter properly. Every three or six months, you have to replace the filter regularly.